What to Do After a Rental Car Accident in Maryland (Part B)

After you've sought medical attention and contacted local authorities for your rental car accident in Maryland, you'll need to contact the towing company and check your insurance policy for details on coverage. A Baltimore County injury attorney can also help you understand your coverage and what expenses you might be responsible for.

Understanding Rental Car Insurance

Many people don't fully understand the basics of car insurance and find themselves at a loss when they experience an accident in their rental car. You should begin assessing your primary insurance company policy and see if it covers rental car accidents. There are 2 basic categories of insurance coverage: liability and collision.

• Liability - liability covers the damage to others in an accident and is separate from coverage for your car.
• Collision - this covers damage from a collision and generally carries a deductible.

Chances are that your insurance company already covers you when you rent a car, but you'll need to check with your agent. You should also check with your credit card companies, which often offer secondary rental car insurance.

You'll have to check the fine print of all your existing policies to see if expenses such as towing, storage and loss of use are covered.

Obtaining Estimates

If your rental car must be towed to a repair shop, write down the name of the towing company, as well as information for the repair shop destination.

Similar to an accident involving your own car, you'll want to get several estimates for the damage to the rental car. Keep this information handy in your accident file so you can quickly share the information with your insurance company and the rental agency.

It can be difficult to understand exactly who's responsible for all the expenses when it comes to a rental car accident in Maryland. Running your case by a Baltimore County injury attorney is a good way to navigate your policies and to see if you're able to file a claim for your accident.

Contacting a Baltimore County Injury Attorney

Maryland's contributory negligence statute makes it more difficult for Maryland accident victims to recover sufficient compensation when someone else is at fault for your accident. This doesn't have to spell the end of your case! Protect your rights and give your Maryland personal injury case the advantage of experienced legal counsel by teaming with an injury attorney from Jimeno and Gray. Contact us today for a no-cost consultation - 1-410-590-9401.