Tips for Dealing with Insurance Adjusters After Your Annapolis Car Crash (Part A)

After you've been seriously injured in an Annapolis car crash, it's normal to feel overwhelmed, when you consider the lengthy hospital stay and numerous doctors' appointments. When someone else caused your Annapolis car crash and you have to file a personal injury claim, dealing with insurance adjusters adds yet another challenge.

There Are Risks When Dealing with Insurance Adjusters

When you're dealing with insurance adjusters, although they may seem friendly, you must proceed with caution. Even when you're dealing with insurance adjusters from your own carrier, they are ultimately looking out for their company's bottom line, not necessarily your physical health and future.

When you add to this the fact that Maryland follows pure contributory negligence laws-which mean if you are found to be even 1% at fault for your Annapolis car crash, you can't claim any compensation from the other driver-there is a lot at stake.

When dealing with insurance adjusters, it would behoove you to work side by side with an Annapolis, Maryland, car accident attorney, who can keep you from damaging your claim and can take over most of the interactions with insurance adjusters.

What to do When Dealing with Insurance Adjusters

While your Annapolis, Maryland, car accident attorney can handle the majority of interactions with insurance adjusters, he or she will tell you there will be times when you'll have to speak with them as well.

When this happens, you'll want to follow some basic rules, including:

• Remember the adjuster is not your friend - expect your insurance adjuster to be chatty and sympathetic. This is an effort to get you to feel comfortable so you'll say something that could lower your potential settlement.
• Keep control of your medical records - you can talk more with your Annapolis, Maryland, car accident attorney about drafting a medical authorization form that limits what records are released, so irrelevant information won't be taken into consideration.
• Think twice if anything confuses you - double check your policy to make sure your insurance company doesn't overstep its bounds. In addition, having a second pair of eyes to review your settlement offer will help keep you from accepting inadequate compensation.

Another benefit to hiring an Annapolis, Maryland, car accident attorney to handle your case is having someone to address all the paperwork and evidence you must compile to substantiate your claim. This way, insurance adjusters won't unfairly deny your case.

Continue to Next Page >>