Subrogation and the Collateral Source Rule in Maryland

Subrogation after a car accident in Maryland is the action a health insurance company takes when it places a demand - also called a lien - against your settlement for the payments they made for your medical expenses. This is a fairly common practice, but the collateral source rule in Maryland prevents this procedure from letting you go undercompensated after an injury.  

For example, if you suffer a catastrophic injury in an accident, your personal injury protection car insurance will pay up to the limits of your policy. Most people have the minimum of $10,000. In a serious accident, however, your bills will likely exceed $10,000, so you may use your health insurance coverage to pay for the rest.

After you and your Baltimore accident attorney have pursued a claim against the party responsible for the accident, your health insurance company will place a lien against the judgment, demanding to be reimbursed for what it paid.

The collateral source rule stipulates that during the process of your injury case, the defendant may not make the argument that the bills are already paid for because it could lead the jury to devaluing your settlement.

It's important to realize that filing a claim is about getting your expenses covered, but it's also about compensating you for your pain and suffering. If you've been injured in a car accident in Maryland, speak with a Baltimore attorney who's ready to help.

Contacting an Attorney after a Car Accident in Maryland

Maryland's contributory negligence statute makes it more difficult for victims of a car accident in Maryland to recover sufficient compensation when someone else is at fault for your accident. This doesn't have to spell the end of your case! Protect your rights and give your Maryland personal injury case the advantage of experienced legal counsel by teaming with a Maryland accident attorney from Jimeno & Gray. Contact us today for a no-cost consultation - 1-888-689-8769.